A cybersecurity expert warns that weak passwords can be cracked in under three minutes, with many individuals still using easily guessable combinations like “123456” or “password1.” Research highlights that 60% of adults rely on simple passwords, and a significant percentage never change their banking credentials. To enhance online security, the expert recommends creating long, unique passwords and using two-factor authentication. Despite awareness of cyber threats, personal responsibility in safeguarding accounts remains crucial, emphasizing the need for strong, distinctive passwords as the first line of defense against cybercriminals.